January 2026 brings several important festivals, national events and cultural celebrations across India. The Reserve Bank of India (RBI) has officially released the January 2026 bank holiday calendar, and bank closures will vary depending on the city and state.
Apart from these special occasions, banks across India will also remain closed on all Sundays and the second and fourth Saturdays, as per RBI guidelines.
Below is the complete, official, city-wise list of bank holidays for January 2026.
January 01, 2026 — NEW YEAR’S DAY
On New Year 2026, banks will be closed only in the following cities:
Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, Shillong
In all other cities and states, banks will operate as usual.
January 02 — NEW YEAR CELEBRATION / MANNAM JAYANTHI
Mannam Jayanthi commemorates the birth anniversary of social reformer Mannathu Padmanabhan, founder of the Nair Service Society.
Banks will be closed in:
Aizawl, Kochi, Thiruvananthapuram
January 03 — BIRTHDAY OF HAZRAT ALI
This day marks the birth anniversary of Hazrat Ali, the fourth Caliph of Islam and a prominent figure in Islamic history.
Banks will be closed in:
Aizawl, Chennai, Kolkata, Lucknow, Kanpur
January 12 — BIRTHDAY OF SWAMI VIVEKANANDA
Observed as National Youth Day, honoring the birth of the great spiritual leader Swami Vivekananda.
Banks will be closed in:
Kanpur, Lucknow
January 14 — MAKAR SANKRANTI / MAGH BIHU
A major harvest festival across India. Makar Sankranti marks the Sun’s transition into Capricorn, while Magh Bihu is Assam’s important harvest celebration.
Banks will be closed in:
Ahmedabad, Bhubaneswar, Guwahati, Itanagar
January 15 — UTTARAYANA PUNYAKALA / PONGAL / MAGHE SANKRANTI / MAKARA SANKRANTI
A significant harvest festival day across several states. Pongal is Tamil Nadu’s grand four-day festival honoring farmers and nature.
Banks will be closed in:
Bengaluru, Chennai, Gangtok, Hyderabad, Vijayawada
January 16 — THIRUVALLUVAR DAY
Honors Tamil poet and philosopher Thiruvalluvar, author of the ancient text Tirukkural.
Banks will be closed in:
Chennai only
January 17 — UZHAVAR THIRUNAL
A farmers’ festival in Tamil Nadu, recognizing the contribution of agricultural workers.
Banks will be closed in:
Chennai only
January 23 — NETAJI SUBHAS CHANDRA BOSE JAYANTI / SARASWATI PUJA / VIR SURENDRASAI JAYANTI
This day marks the birth anniversary of Netaji Subhas Chandra Bose, along with Saraswati Puja (Basant Panchami) and Vir Surendrasai Jayanti in Odisha.
Banks will be closed in:
Agartala, Bhubaneswar, Kolkata, Chennai
January 26 — REPUBLIC DAY
Republic Day commemorates the adoption of the Indian Constitution in 1950.
Banks will be closed across India.
Conclusion
The RBI’s January 2026 holiday list is essential for planning banking transactions, cheque clearances and financial activities. Since closures differ city-wise, customers should always verify local holidays in advance to avoid inconvenience.